Get paid for the work you have already done.
SME-Tech recognises confirmed receivables and predictable cash-flow events, and releases liquidity against verified value — not against a promise, a projection, or a personal guarantee.
Designed around how SMEs actually run.
Predictable working capital
Access liquidity without waiting for the payment cycle to close. The date stops being someone else's decision.
Fully automated
No applications, no paperwork, no negotiations. The platform recognises the confirmed value and releases against it.
No traditional debt
Liquidity is accelerated from existing value, not issued as a new loan. Confirm treatment with your own auditor.
Operational stability
Meet payroll. Pay suppliers on time. Accept the order you would otherwise have had to turn down.
Four steps, and then nothing.
Repayment is automated and aligned to real cash inflows. There is no month-end process for you to run.
No collections. No follow-ups. No disruption.
Connect through an approved financial partner
SME-Tech is delivered by financial institutions. EOGSB routes you to the right one.
Cashflow lien / contractual trigger
The claim is secured against the specific inflow it will settle from.
Automated sweep
Repayment is aligned to the receivable settlement and executed automatically.
Funds delivered
Liquidity in the account, against value you had already earned.
Faster than a bank loan. Safer than informal lending. Scales with the business.
Faster than bank loans
No credit committee, no facility approval cycle, no waiting for a decision that arrives after the opportunity has closed.
Safer than informal lending
Transparent, contractual, automated. Not a relationship you have to manage or a rate you have to argue about.
Scales with the business
Capacity grows with your confirmed receivables. The facility does not need to be renegotiated every time you grow.
For businesses, answered.
CIXOR is a product of CIXOR (Pvt) Ltd. Eastern Orion Global (M) Sdn. Bhd. is a licensee of the CIXOR platform for Malaysia and ASEAN, and delivers it to employers, SMEs and financial institutions across the region. Platform figures cited on this page are published by CIXOR (Pvt) Ltd at mycixor.com.
What kind of business is this for?
Any SME whose cash-flow problem is timing rather than profitability — businesses with confirmed receivables or predictable operational cash flows that arrive later than the obligations they have to meet.
Will this show up as debt on my balance sheet?
Liquidity is accelerated from existing value rather than issued as a new loan. Treatment should always be confirmed with your own accountant or auditor against your specific arrangement — EOGSB does not give accounting or tax advice.
What do I have to do each month?
Nothing. Repayment is automated and aligned to your real cash inflows. No collections, no follow-ups, no reconciliation work on your side.
How do I start?
Through an approved financial partner. Contact EOGSB and we will route you to the right institution in your market.
Send us the requirement. We come back with options.
Node count, GPU class, kW per rack, target market, in-service date. That is enough for us to open the conversation with the right suppliers and the right facilities. Under NDA from first contact.